Frequently asked questions about the CB4C process.

Balancing cash flow gives agents the opportunity to collect their earnings from a sale before the closing date. Doing so can give an agent much-needed funds to… vacation, tuition, IRS, etc.
In addition to our Instant Cash Flow Program, we offer the Steady Income Program (SIP). SIP allows agents to receive funds, not in one lump sum, but spread out over a number of months to create steady cash flow.

CB4C will advance up to 80% of a sales commission.

Fees are percent based. We base fees on a simple calculation that references the time delta between the day you receive the advance and the closing date.

There are no hidden fees. CB4C is a transparent organization and we provide all costs before an agent commits.

CB4C is the first company in this space to offer real time payments (RTP™). RTP™ allows us to pay agents in real time much like Zelle™ or Venmo™.

CB4C also offers FedNow® At the most fundamental level, the service provides interbank clearing and settlement that enables funds to be transferred from the account of a sender to the account of a receiver in near real-time and at any time, any day of the year. Click here to see if your bank is a participating bank.

If your bank does not accept RTP™ or FedNow®, we will ACH you the money which may result in it arriving the following day depending on your Bank or Credit Union.

Buyers and Sellers will not know about your transaction with us. Everything we do is confidential and discrete.

We advance up to 80% of a sales commission. The minimum advance amount is $4,000, and the maximum is $20,000. Any amount over $20,000 will be considered on a case-by-case basis.

The cash flow we provide is available on any pending sale. However, the sale must have all “contingencies” removed or past the date.
(Contingencies include; home inspection, sale of buyers residence, and buy has fully qualified for their mortgage amount.)
Do you advance on commercial real estate transactions?

If you own a commercial real estate brokerage, please give us a call at +1 (855) 426-6647.

We will be offering commercial advances in the very near future.

We can provide funds for closing dates as far as 60 days ahead. However, the sale must have all “contingencies” removed or past the date.

(Contingencies include; home inspection, sale of buyers residence, and buyer has final loan approval).

We understand issues come up beyond your control, so we allow for a seven-day grace period. After seven days the rate goes up based on the days of the delay and we take that amount from the portion of the commission we did not provide funds on.

If a sale doesn’t go through, the signed agent agreement states the advance and fees are simply taken from the agent’s next closing. However, the rate will go up based on the new timeframe.

We allow for a seven-day grace period. After seven days the rate goes up based on the days of the delay and we take that amount from the portion of the commission we did not provide funds on.

Agents supply an application and a few supporting documents. These supporting documents vary from brokerage to brokerage depending on the relationship CB4C has with that Brokerage.

CB4C is proud to offer our exclusive services to our brokerage partners and their agents. We welcome agent referrals to their broker/owner or have your broker call us here +1 (855) 426-6647.

Yes. It’s entirely confidential to create an account and submit an application. All data is stored in a secure environment.

No. Our underwriting platform is based on future earnings and does not require a credit check.

We are purchasing a future receivable and it is not a loan. Our commission advance is not a loan. Loans come with far more regulatory requirements and hassle.

Yes. CB4C allows for up to two transactions concurrently, of up to $30,000.

Yes. Our services are available to our brokerage partners and their agents exclusively. We do not serve individual agents.